USDA Vs. FHA your options comparison in Scarsdale, Westchester County, NY
As of 2025, the USDA loan limit set in Scarsdale, within Westchester, NY, is $0. In contrast, the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Scarsdale, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Scarsdale, NY
The mission of Lendersa® is to promptly provide you with the best USDA or FHA loans without complication. Start with one of three initial options that guide you to compatible lenders and USDA loan solutions.
A USDA home loan, assured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, improving their accessibility.
American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
Atlas Mortgage Solution offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers. We are constantly striving to keep our process streamlined and user friendly. We want all borrowers involved to feel informed and cared about every step of the way.
South Towne Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
Alliance Lending Services (ALS) was founded on the belief that strategic planning and market knowledge are the foundation of the mortgage process. This belief has inspired a passion for delivering superior services that foster effective mortgage solutions. With over 20+ years of experience and knowledge in the mortgage industry.
Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry.
We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.
Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future.
Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
