USDA Vs. FHA your options comparison in Scarsdale, Westchester County, NY
As of 2025, the USDA loan limit set in Scarsdale, within Westchester, NY, is $0. In contrast, the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Scarsdale, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Scarsdale, NY
The mission of Lendersa® is to promptly provide you with the best USDA or FHA loans without complication. Start with one of three initial options that guide you to compatible lenders and USDA loan solutions.
A USDA home loan, assured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, improving their accessibility.
Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.
Patriot Home Loans is committed to exceeding expectations and creating a raving fan experience for all of our homeowners. We proactively communicate through your entire mortgage process with weekly status updates. We commit to: Close on time! Close accurately with the initial figures we originally promised within $100.
G.I. Home Loans is your Internet resource center for VA Home Loans. We are committed to “serving those who served” by offering the most comprehensive and dedicated service possible to the men and women of our Armed Forces who are in need of assistance with the purchase or refinance of their home.
AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.
Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
4167 Avenida De La Plata, Suite 104, Oceanside, CA, 92056
Eagle Nest Realty & Mortgage Inc. is a residential real estate sales and mortgage loan company. Located in Oceanside, we represent buyers and sellers primarily in North San Diego County and broker purchase and refinance loans throughout California. mortgage company va mortgage lender camp pendleton area real estate agent.