In 2025, the USDA loan limit in Hartsdale, county of Westchester, NY, is $0, while the FHA limit for a single-family property is $1,089,300.
Utilize Lendersa®'s USDA loan calculator to assess and compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hartsdale, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Hartsdale, NY
The aim of Lendersa® is to efficiently connect you to the best USDA or FHA loan without any hassle. Choose from three starting points to engage with lenders and investigate USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture—also known as USDA rural development loans or mortgages—are available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no such requirement.
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