In 2026, the USDA loan limit for Hamptonburgh, located in the county of Orange, NY is $581,200, whereas the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates to determine the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
The goal of Lendersa® is to swiftly secure the optimal USDA or FHA loan without hassle. Choose one of three pathways resulting in matched lenders and USDA loan opportunities.
A USDA home loan, guaranteed by the Department of Agriculture, often also called a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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