USDA Vs. FHA your options comparison in Washingtonville, Orange County, NY
During 2025, the USDA loan ceiling in Washingtonville, located in the county of Orange, NY, is $581,200, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast today's USDA and FHA prime rates, identifying the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding in deciding the optimal program for your financial needs in .
Loan Limits & Downpayment Requirements for 2025 in Washingtonville, Orange county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Washingtonville, NY
Lendersa® is committed to swiftly securing you the ideal USDA or FHA loan, free from complexity. Select one of three pathways that connect you with compatible lenders and USDA loan schemes.
The USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and restricted to rural regions exclusively. Unlike FHA loans that require a 3.5% down payment, USDA mortgage loans require no down payment.
D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.
