USDA and FHA Pro and Con in Washingtonville, Orange County, NY

In 2025, USDA loan limit in Washingtonville, county of Orange, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Washingtonville, county of Orange, NY

Loan Type Loan Limit Down payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

USDA and FHA loan options in Washingtonville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Portland Mortgage
  • 1126 NW Marshall St, Suite 100, Portland, OR, 97209
  • Take advantage of low mortgage rates before it's too late. Don't get lost in the maze of lending. Thanks to the experience of your local expert, Josh Leake with Portland Mortgage, you can refinance or purchase a home with ease. Headquartered in Portland, Oregon. Licensed in Oregon and Washington.
  • Principal Mortgage Group Inc
  • 2120 Northwest 16th Avenue, Portland, OR, 97209
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
  • Plum Tree Mortgage Inc D|B|A Portland Mortgage
  • 1126 Northwest Marshall Street, Portland, OR, 97209
  • Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
  • ProTeam Home Loan
  • 2888 E. Loker Avenue, Carlsbad, CA, 92010
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Cypress Mortgage Group
  • 2888 Loker Ave E, Suite 310, Carlsbad, CA, 92010
  • Cypress Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Solidify Mortgage Advisors
  • 2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
  • Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed-Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
  • Labrador Consulting Inc.
  • 2844 Camino Serbal, Carlsbad, CA, 92009
  • Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.