USDA and FHA Pro and Con in Washingtonville, Orange County, NY

During 2025, the USDA loan ceiling in Washingtonville, located in the county of Orange, NY, is $581,200, while for a single-family home, the FHA limit is $472,030.

Utilize Lendersa®'s USDA loan calculator to contrast today's USDA and FHA prime rates, identifying the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding in deciding the optimal program for your financial needs in .

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Loan Limits & Downpayment Requirements for 2025 in Washingtonville, Orange county, NY

Type of Loan Maximum Loan Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

Exploring USDA and FHA Loan Options in Washingtonville, NY

Lendersa® is committed to swiftly securing you the ideal USDA or FHA loan, free from complexity. Select one of three pathways that connect you with compatible lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and restricted to rural regions exclusively. Unlike FHA loans that require a 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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