For 2026, the USDA loan limit in Maybrook, Orange county, NY, is $581,200. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA versus FHA rates. Identify the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the optimal program for your financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
The aim of Lendersa® is to assist you in securing the best possible USDA or FHA loan quickly and smoothly. Select one of three starting pathways to match with lenders and gain access to USDA loan programs efficiently.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. It is exclusive to rural neighborhoods. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require no down payment, providing a distinct advantage for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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