In 2026, the USDA loan limit set for New-Windsor in the county of Orange, NY, is $581,220, whereas the FHA limit for a single-family home reaches $356,500.
To assess the prime USDA versus FHA rates for today, use the Lendersa® USDA loan calculator and establish the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator features a layout allowing you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in New-Windsor, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in New-Windsor, NY
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points to find matching lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture. These loans are available exclusively in rural neighborhoods, requiring no down payment, unlike FHA loans, which mandate a minimum down payment of 3.5%.
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