USDA Vs. FHA Pro and Con comparison in Hauppauge, Suffolk County, NY
During 2025, the USDA loan limit in Hauppauge, within the county of Suffolk, NY, is set at $776,600. In contrast, for a single-family residence, the FHA limit amounts to $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, along with the necessary income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program best fits your financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Hauppauge, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Hauppauge, NY
Lendersa® is committed to securing the best USDA or FHA loans quickly and conveniently. Choose one of three starting paths to align with lenders offering the right USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, offering a more lenient option.
675 N. First Street, Suite 1240, San Jose, CA, 95112
Whether you need a conventional loan or jumbo, we can attain the best mortgage loan for you at most competitive rate and payment. We have access to wholesale lenders that are not readily available to the average borrower. Think Costco but mortgage rates and programs. We can find you any program (30 yr, 15 yr, ARMS)
410 E Santa Clara Street, Unit 805, San Jose, CA, 95113
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CommonWealth is a full-service financial institution. We're a not for profit, member-owned cooperative dedicated to the financial well-being of our members. Federally insured by NCUA Whether your financial goals include a new home, a car, a college education or a secure retirement.
Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
"Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies.
Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."
17 years of Real Estate experience, second generation - Residential & Commercial
My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture
Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.
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"We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers.
This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
Fremont Bank is one of the oldest locally owned banks in the San Francisco Bay Area. It was founded in 1964 and is based in Fremont, California. We know that community banking makes a difference to our customers, our business partners, and our employees. We believe that each success in our community improves the quality of life for us all
