USDA Loan Vs. FHA loan for Kings-Park, NY 2025

In 2025, the USDA loan limit for Kings-Park in Suffolk, NY is $657,900, while the FHA limit for a single-family home is set at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, and assess the requirements for income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, helping you find the ideal program for your financial circumstances in .

USDA and FHA Loan Options in Kings-Park, NY

The primary aim of Lendersa® is to secure for you a suitable USDA or FHA loan quickly and efficiently. You can choose from three starting points that connect you with lenders and USDA loan programs.

Results of a USDA loan request and match by Lendersa

Understanding the USDA Loan in NY

The USDA home loan, which is backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

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(707) 443-8662 Lender's profile and map Reviews Compass Community Credit Union 321 Wabash Avenue, Eureka, CA, 95501 California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
(707) 445-8801 Lender's profile and map Reviews Coast Central Credit Union 2650 Harrison Avenue, Eureka, CA, 95501 At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
(707) 443-9940 Lender's profile and map Reviews Briton Mortgage 303 Harris Street, Eureka, CA, 95501 "Briton Mortgage purchased their building in 2001. It was a family home in disrepair. Janine made a commitment to the owner and her family that the home would not be torn down, but repaired and restored. The remodeling was complete in 2003 and it has been the proud ""home"" of Briton Mortgage ever since."
707.444.7711 Lender's profile and map Reviews ReProp Financial 735 4th Street, Eureka, CA, 95501 ReProp Financial, a private money lender, is a division of ReProp Investments, Inc., established in 1978. We are a regional, niche real estate collateral lender, specializing in commercial, industrial and agricultural loans. We are a boutique specialty lender with extensive experience in all types of small balance commercial loans.
(707) 923-2012 Lender's profile and map Reviews Vocality Community Credit Union 757 Redwood Drive, Garberville, CA, 95542 Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered. That visionary spirit has never waned - we’ve been outside-the-box- thinkers and innovators, listen carefully to what our members need
(707) 964-0708 Lender's profile and map Reviews First Equity 528 S. Main St, Fort Bragg, CA, 95437 First Equity is a mortgage broker with operations in one state. First Equity offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and 1% down mortgages We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
(907) 225-9063 Lender's profile and map Reviews Tongass Federal Credit Union 2000 Tongass Avenue, Ketchikan, AK, 99901 Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.
(907) 228-4474 Lender's profile and map Reviews First Bank 331 Dock Street, Ketchikan, AK, 99901 For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities. First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens
(907) 523-4700 Lender's profile and map Reviews TRUE NORTH FEDERAL CREDIT UNION 2777 Postal Way, Juneau, AK, 99801 True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.
(907) 356-1253 Lender's profile and map Reviews MAC Federal Credit Union 3700 Santiago Ave., Fort Wainwright, AK, 99703 Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture
(907) 459-5990 Lender's profile and map Reviews Spirit of Alaska Federal Credit Union 1417 Gillam Way, Fairbanks, AK, 99701 "Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box. The driving force behind the credit union’s founding was four te