USDA Loan Vs. FHA loan pro & con Kings-Park, Suffolk County, NY

In 2025, the USDA loan limit for Kings-Park in Suffolk, NY is $657,900, while the FHA limit for a single-family home is set at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, and assess the requirements for income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, helping you find the ideal program for your financial circumstances in .

USDA and FHA Loan Options in Kings-Park, NY

The primary aim of Lendersa® is to secure for you a suitable USDA or FHA loan quickly and efficiently. You can choose from three starting points that connect you with lenders and USDA loan programs.

Results of a USDA loan request and match by Lendersa

Understanding the USDA Loan in NY

The USDA home loan, which is backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

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6129788100 Lender's profile and map Reviews CN Property Funding 5500 N Military Trail, Boca Raton, FL, 33496 Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
(561) 571-2552 Lender's profile and map Reviews Ferrari Lending 8316 Via Di Veneto, Boca Raton, FL, 33496 We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
(561) 544-6000 Lender's profile and map Reviews Platinum Mortgage Companies 5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(952) 992-9315 Lender's profile and map Reviews Roseth Mortgage LLC 18990 238th Avenue Northwest, Big Lake, MN, 55309 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(507) 665-4200 Lender's profile and map Reviews Cornerstone State Bank 415 North Main, Le Sueur, MN, 56058 CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.
(941) 780-9660 Lender's profile and map Reviews New Millennium Mortgage Co 3120 Southgate Circle, Sarasota, FL, 34239 Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
(888) 360-6131 Lender's profile and map Reviews Liberty Mortgage LLC 1990 Main St, Suite 750, Sarasota, FL, 34236 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(941) 504-1445 Lender's profile and map Reviews RE Financial Services Inc 677 N. Washington Boulevard, Sarasota, FL, 34236 I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
(941) 955-7115 Lender's profile and map Reviews Kroboth & Helm Mortgage Company Inc 1444 First Street, Suite A, Sarasota, FL, 34236 We have over a dozen wholesale lenders we do business with and they all specialize in different types of loans. Some require little money down on a purchase, others offer incredible rates to highly-qualified borrowers, and a few will even allow us to refinance someone up to 200% loan to value, sometimes more
813-748-1534 Lender's profile and map Reviews NFM Lending 1500 State Street, Suite 203, Sarasota, FL, 34236 NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
941-504-7095 Lender's profile and map Reviews Windom Mortgage 677 N. Washington Blvd, Sarasota, FL, 34236 Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.