FHA Vs. USDA loan program for Kings-Park, Suffolk County, New York

In 2026, the USDA loan limit for Kings-Park in Suffolk, NY is $657,900, while the FHA limit for a single-family home is set at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, and assess the requirements for income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, helping you find the ideal program for your financial circumstances in .

USDA and FHA Loan Options in Kings-Park, NY

The primary aim of Lendersa® is to secure for you a suitable USDA or FHA loan quickly and efficiently. You can choose from three starting points that connect you with lenders and USDA loan programs.

Results of a USDA loan request and match by Lendersa

Understanding the USDA Loan in NY

The USDA home loan, which is backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

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(402) 915-2045 Lender's profile and map Reviews LeverageRx 808 Conagra Drive, Omaha, NE, 68102 LeverageRx is a digital lending and insurance marketplace exclusively for doctors. We make it incredibly simple to compare rates on physician mortgage loans, physician disability insurance, student loan ReFinancing, and other financial services for medical professionals. Make smart, swift financial decisions with LeverageRx.
(402) 458-2370 Lender's profile and map Reviews Nelnet PO Box 2970, Omaha, NE, 68103 We provide payment technology for over 1, 300 higher education institutions and 11, 500 K-12 schools. We deliver world-class fiber internet, TV, and phone services to residents of Nebraska and Colorado. We help borrowers achieve their educational goals with private student loan and refinance solutions.
(402) 544-2500 Lender's profile and map Reviews Union Pacific Streamliner Federal Credit Union 1400 Douglas Street, MS 0040, Omaha, NE, 68179 Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products. Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,
(888) 980-5840 Lender's profile and map Reviews First National Bank of Omaha 1620 Dodge Street, Omaha, NE, 68197 For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry. When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.
(402) 515-1670 Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(402) 342-3773 Lender's profile and map Reviews Omaha 100 Inc 2401 Lake Street, Omaha, NE, 68111 Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
(402) 342-8510 Lender's profile and map Reviews Roberts Dairy Employees Federal Credit Union 2901 Cuming Street, Omaha, NE, 68131 The credit union was established in 1937 & has since been located in the Roberts Dairy location in Omaha. We have been serving Roberts Dairy Employees & their families for over 80 years now. The credit union is one of the few smaller credit union’s left & we pride ourselves on our customer service & the relationships we build with each of our membe
(402) 341-2121 Lender's profile and map Reviews Creighton Federal Credit Union 2575 Dodge Street, Omaha, NE, 68131 Creighton Federal Credit Union is a federally chartered credit union governed by the National Credit Union Administration (NCUA). It is a non-profit financial institution owned by its members. Creighton Federal has been providing full-service, retail banking to its member-owners since 1952.
(402) 391-5838 Lender's profile and map Reviews U.P. Connection Federal Credit Union 6707 Grover Street, Omaha, NE, 68106 U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
(402) 221-0157 Lender's profile and map Reviews Security National Bank 6464 Center St, Suite 100, Omaha, NE, 68106 We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
(985) 643-1237 Lender's profile and map Reviews St Tammany Federal Credit Union 550 Pontchartrain Drive3, Slidell, LA, 70458 St. Tammany Federal Credit Union excels in designing the YES Experience that promotes owner's economic responsibility & growth.St. Tammany Federal Credit Union strives to remain the safe financial home base for all of our current & future owners.We're saying YES to building relationships & lending a hand to guide our owners to financial well-being.