USDA Loan Vs. FHA loan for Kings-Park, NY [Suffolk County Rates 2023]

In 2025, USDA loan limit in Kings-Park, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kings-Park, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(928) 783-3334 2338 miles Lender's profile and map Reviews 1st Bank Yuma 2799 South 4th Avenue, Yuma, AZ, 85364 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
(928) 782-6900 2338 miles Lender's profile and map Reviews SonAriz Financial 148 W 32nd Street, Yuma, AZ, 85364 SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family. In order to better serve our customers
(928) 783-8881 2338 miles Lender's profile and map Reviews AEA Federal Credit Union 1780 S. 1st Avenue, Yuma, AZ, 85364 AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
(509) 662-7722 2340 miles Lender's profile and map Reviews Cashmere Valley Mortgage 127 Easy Street, Wenatchee, WA, 98801 Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
(509) 248-2634 2347 miles Lender's profile and map Reviews Yakima Federal Savings and Loan 118 E. Yakima Ave, Yakima, WA, 98901 Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
(509) 248-1720 2356 miles Lender's profile and map Reviews Solarity Credit Union PO Box 2922, Yakima, WA, 98907 Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
(509) 249-8287 2357 miles Lender's profile and map Reviews PFC of Yakima 732 Summitview Ave, Suite 639, Yakima, WA, 98902 PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
(509) 248-4308 2357 miles Lender's profile and map Reviews CALCOE Federal Credit Union 1209 N 16th Ave, Yakima, WA, 98902 CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
(509) 698-3200 2363 miles Lender's profile and map Reviews N W Mortgage, LLC 115 S 2nd St, Selah, WA, 98942 N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(517) 455-1976 2365 miles Lender's profile and map Reviews AAI Financial 819 S 72nd Ave, Yakima, WA, 98908 AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with: commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
(509) 248-5522 2365 miles Lender's profile and map Reviews State Highway Credit Union 2632 Rudkin Road, Yakima, WA, 98903 State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.