USDA Vs. FHA your options comparison in Lake-Ronkonkoma, Suffolk County, NY
In 2025, the USDA loan cap for Lake-Ronkonkoma, in the county of Suffolk, NY, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision of the best program in suited to your financial status.
2025 Loan Limits and Down Payments in Lake-Ronkonkoma, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Lake-Ronkonkoma, NY
Lendersa® aims to quickly and efficiently provide you with the best USDA or FHA loan options. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is primarily for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require none.
CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.
First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
Lewin & Associates, Inc. was established in 1996 by President and founder Michael A. Lewin, Investment Advisor Representative. Michael has worked in the financial services industry for over 25 years. Lewin & Associates, Inc. specializes in financial planning and mortgages. We work to help people with savings plans
We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options.
We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State.
Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL
North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you.
we offered our members confidential credit and systematic savings plans.
28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey
Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
230 Main Street, Suite B, Safety Harbor, FL, 34695
Embassy Mortgage has a commitment to excellence in service while providing solutions and results in the mortgage process. We pride ourselves with dedicated and sincere personal service. With us you are not a number and will enjoy the attention you deserve. All of our loan officers and processors have Federal and State Mortgage Broker Licenses.
Fort Brooke Funding LLC offers you a an "easy qualifying" Hard Money Commercial loan program which allows you to borrow funds necessary to acquire and renovate both commercial & residential investment properties in the State of Florida.We are a valuable addition to your real estate investor team, particularly for investors with limited resources.
We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.
Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own
