USDA Loan Vs. FHA loan for Lake-Ronkonkoma, NY [Suffolk County Rates 2023]

In 2025, USDA loan limit in Lake-Ronkonkoma, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Ronkonkoma, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(909) 809-3838 2434 miles Lender's profile and map Reviews Alta Vista Credit Union 1425 W Lugonia Ave, Redlands, CA, 92374 At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
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(877) 684-7972 2434 miles Lender's profile and map Reviews MortgageSquared 1209 Nevada Street, Suite 200, Redlands, CA, 92374 Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
(909) 882-3393 2434 miles Lender's profile and map Reviews Crawford Real Estate Services, Inc. 1447 Ford Street Ste 101, Redlands, CA, 92374 Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957. We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
(909) 801-9535 2434 miles Lender's profile and map Reviews MOUNTAIN WEST FINANCIAL, INC. 1255 West Colton Avenue, Office 17, Redlands, CA, 92374 Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
(909) 748-7110 2434 miles Lender's profile and map Reviews Atlas Crown Financial, Inc. 1998 Orange Tree Ln, Redlands, CA, 92374 Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
(760) 340-6303 2434 miles Lender's profile and map Reviews New Horizon Mortgage Concepts 1255 West Colton Avenue, Suite 120, Redlands, CA, 92374 New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
(909) 335-0430 2434 miles Lender's profile and map Reviews Arrowhead Capital Mortgage 1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374 Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
(888) 793-6470 2434 miles Lender's profile and map Reviews Mountain West Financial Inc. 1209 Nevada St. #200, Redlands, CA, 92374 Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
(425) 445-6323 2434 miles Lender's profile and map Reviews Cascade Lending Group LLC 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(888) 887-3117 2434 miles Lender's profile and map Reviews eBuilt Home Loans 22214 Old Poplar Way, Brier, WA, 98036 eBuilt Home Loans management team consists of three highly skilled, passionate, and dedicated individuals: Scott Greenlaw (President), Debra Greenlaw (Managing Member), and Amber Brenon (Processing Manager), Our entire management team is committed to eBuilt Home Loans vision, direction and long term success.