USDA Vs. FHA Pro and Con comparison in Commack, Suffolk County, NY
In the year 2025, the USDA loan limit in Commack, located in the county of Suffolk, NY, is set at $776,600. For a single-family home, the FHA limit is $1,089,300.
Employ Lendersa®'s USDA loan calculator as a tool to match today's best USDA and FHA rates. This will guide you through assessing the income, credit score, reserves, and necessary documentation required for qualification. Our sophisticated mortgage calculator allows a parallel comparison of USDA, FHA, Conforming, and VA loan options, enabling you to choose the best program for your financial needs specifically within .
2025 loan limits and down payment specifications in Commack, county of Suffolk, NY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Possible USDA and FHA Loans in Commack, NY
Lendersa® is committed to helping you secure an optimal USDA or FHA loan swiftly and efficiently, avoiding the typical hassle. You can start by choosing one of three key pathways, which lead to suitable USDA loans and lender matches.
A USDA home loan, backed by the U.S. Department of Agriculture (USDA), is often called a rural development loan. It is exclusively available in rural areas and does not necessitate a down payment, unlike FHA loans which require at least a 3.5% down payment.
AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
"Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
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CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer.
Mortgage Loans
Constructio
Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
