USDA VS FHA in East-Meadow, Nassau County, NY

In the year 2026, the USDA loan limit in East-Meadow, Nassau county, NY, is $0, whereas the FHA loan limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare today’s ideal USDA and FHA rates. Determine income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA options, helping you to decide which program in suits your financial needs best.

Review loan offers from a selection of 100 lenders

2026 Loan Limits & Down Payment Requirements in East-Meadow, Nassau County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in East-Meadow, NY

The goal of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and effortlessly. Choose one of the three initial pathways to connect with lenders providing USDA loan programs.

Results for Lendersa USDA loan requests and matches

About USDA Loans in NY

A USDA home loan, backed by the U.S. Department of Agriculture, is often known as a USDA rural development loan or simply a USDA mortgage. Available solely in rural areas, it requires no down payment, unlike FHA loans that necessitate a minimum 3.5% down payment, providing a considerable advantage to eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Meadow Lenders

  • Lufthansa Employee Federal Credit Union
  • 1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
  • Lends in New York
  • Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.

    We offer a full range of products and service

  • Nassau Financial Federal Credit Union
  • 2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
  • Lends in New York
  • We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei

  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Lends in New York
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.

  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Lends in New York
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in New York
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • Adroc Capital
  • 625 RXR Plaza, Uniondale, NY, 11556
  • Lends in New York
  • ### Welcome to Adroc Capital

    #### Your Partner in Financial Growth
    ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling

  • Flushing Bank
  • 260e Rxr Plaza, Uniondale, NY, 11556
  • Lends in New York
  • Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.

  • Jovia Financial Credit Union
  • 1000 Corporate Drive, Westbury, NY, 11590
  • Lends in New York
  • As a non-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans & higher earnings on deposits.Plus, there’s so much more we have to offer, like benefits beyond your everyday banking needs. Afterall, we’re here to serve you! We offer helpful advice by hosting free seminars & events to educate & enlighten.

  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lends in New York
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.