USDA Vs. FHA Pro and Con comparison in Honeoye-Falls, Monroe County, NY
In 2026, the USDA loan limit for Honeoye-Falls, located in Monroe county of NY, stands at $285,000. Meanwhile, the FHA limit for a single-family home in the same area is $356,362.
Try the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, determining necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in finding the best program for your financial needs in .
Loan limits and down payment necessities for 2026 in Honeoye-Falls, Monroe county, NY
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Honeoye-Falls, NY
Lendersa® aims to facilitate your acquisition of top-tier USDA or FHA loans efficiently and effortlessly. Choose from three starting points to connect with lenders offering USDA loan programs.
The USDA home loan is a government-backed financial product through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage involves zero down payment obligations.
Hayward Community Credit Union provides full financial services at two branch locations in Hayward and Cable Wisconsin. Hayward Community Credit Union now serves nearly 7, 500 members in our 7 county membership field to include: Ashland, Barron, Bayfield, Douglas, Rusk, Sawyer and Washburn.
The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability
126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.
133 River Landing Drive, Suite 100, Charleston, SC, 29492
Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.
2265 Clements Ferry Rd, Suite 208, Charleston, SC, 29492
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At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
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North Georgia National Bank is the only bank in Gordon County with its headquarters in Calhoun. That means streamlined decisions by staff who understand your community better than anyone else. Other banks might claim "small town" values, but only one shares your "hometown" values
