USDA VS FHA in Honeoye-Falls, Monroe County, NY

In 2025, the USDA loan limit for Honeoye-Falls, located in Monroe county of NY, stands at $285,000. Meanwhile, the FHA limit for a single-family home in the same area is $356,362.

Try the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, determining necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in finding the best program for your financial needs in .

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Loan limits and down payment necessities for 2025 in Honeoye-Falls, Monroe county, NY

Loan Type Loan Limit Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Honeoye-Falls, NY

Lendersa® aims to facilitate your acquisition of top-tier USDA or FHA loans efficiently and effortlessly. Choose from three starting points to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying the USDA Loan in NY

The USDA home loan is a government-backed financial product through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage involves zero down payment obligations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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