USDA Vs. FHA Pro and Con comparison in Honeoye-Falls, Monroe County, NY
In 2025, the USDA loan limit for Honeoye-Falls, located in Monroe county of NY, stands at $285,000. Meanwhile, the FHA limit for a single-family home in the same area is $356,362.
Try the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, determining necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in finding the best program for your financial needs in .
Loan limits and down payment necessities for 2025 in Honeoye-Falls, Monroe county, NY
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Honeoye-Falls, NY
Lendersa® aims to facilitate your acquisition of top-tier USDA or FHA loans efficiently and effortlessly. Choose from three starting points to connect with lenders offering USDA loan programs.
The USDA home loan is a government-backed financial product through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage involves zero down payment obligations.
1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization
6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.
Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.
Commercial Property Lenders can normally provide loans with a higher loan to value and longer term than the local bank. If you are looking for a lender that will say YES when your bank says NO, and if you need a business loan with a 20-30 year amortization to make it work, look no farther. Minimum loan size is $1, 000, 000.00.
Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options. Lamont Cooke CEO/Founder of COOKIE HOME LOANS LLC.
789 Hammond Drive, Suite 2906, Sandy Springs, GA, 30328
Goodall Mortgage, LLC. provides a diverse selection of lending products and services that meet customers’ financial needs throughout each phase of their lives. From home loans, to reverse mortgages, to commercial loans. We deliver a positive customer experience and do business with a personal touch.
5784 Lake Forrest Dr, Suite 237, Atlanta, GA, 30328
Equitable Consulting Inc We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.Today's technology is providing a more productive environment to work.
6849 Peachtree Dunwoody Rd, Building B-4, Suite 210, Atlanta, GA, 30328
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
