USDA Vs. FHA your options comparison in Hillcrest, Rockland County, NY

In 2026, the USDA loan limit for Hillcrest, located in Rockland, NY, is set at $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today, and discover the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in Alabama is ideal for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Hillcrest, Rockland County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Hillcrest, NY

Lendersa® is committed to securing the best possible USDA or FHA loan for you, promptly and without hassle. Choose one of three methods to connect with lenders and access USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan, endorsed by the U.S. Government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
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  • Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.

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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

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  • First Trust Capital
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