USDA Vs. FHA your options comparison in Hillcrest, Rockland County, NY

In 2025, the USDA loan limit for Hillcrest, located in Rockland, NY, is set at $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today, and discover the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in Alabama is ideal for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Hillcrest, Rockland County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Hillcrest, NY

Lendersa® is committed to securing the best possible USDA or FHA loan for you, promptly and without hassle. Choose one of three methods to connect with lenders and access USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan, endorsed by the U.S. Government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
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  • Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
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  • Electric Cooperatives Federal Credit Union is a member-owned financial cooperative dedicated to providing sound, competitive financial services in a professional, responsible, and caring manner for all members while maintaining strong financial stability. Committed to giving back to our communities,
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  • Eagle Bank & Trust
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  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
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