For 2025, the USDA loan limit in Chestnut-Ridge, within Rockland county, NY, is set at $0, and for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to help compare the top rates for USDA versus FHA options today. This tool will aid you in determining the necessary Income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most appropriate program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to ensure you secure the most favorable USDA or FHA loan quickly and with minimal stress. Begin from one of three options offered to connect you with lenders and appropriate USDA loan offerings.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, hence referred to as the USDA rural development loan or USDA mortgage. This loan is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans come with no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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