USDA VS FHA in Chestnut-Ridge, Rockland County, NY

In 2025, USDA loan limit in Chestnut-Ridge, county of Rockland, NY is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chestnut-Ridge, county of Rockland, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Chestnut-Ridge, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LowRates.com
  • 6131 Orangethorpe Avenue, Suite 500, Buena Park, CA, 90620
  • LowRates, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn time
  • SunBridge Leasing Corporation
  • 6131 Orangethorpe Ave, Suite 310, Buena Park, CA, 90620
  • SunBridge Leasing Corporation is an asset based lending institution providing equipment financing solutions for businesses nationwide.It was founded to provide companies with the capital to expand or upgrade existing equipment in the order to compete in today's market. SunBridge Leasing accomplishes this through various lease programs.
  • Sun West Mortgage Company, Inc.
  • 6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
  • Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • American Mortgage Alliance Company
  • 12110 Slauson Ave, Santa Fe Springs, CA, 90670
  • We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
  • Business Funding 4 You
  • 11512 Magnolia St, Suite 103, Garden Grove, CA, 92841
  • We help small business owners obtain business financing; Unsecured Business Loans, Secured Business Loans, Short Term Working Capital, Long Term Working Capital. Inventory and Account Receivable Financing. Rates as low as 5.49% Low FICO scores OK. Now offering Truck & Trailer Financing and Working Capital loans Nationwide!
  • Blue Coast Home Loans
  • 7111 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92841
  • Blue Coast Home Loans provides high-quality home loans for both new home purchases and refinances. Our corporate offices are located in Orange County, California. All Blue Coast employees take great pride in their work, and client transactions are handled expediently and professionally.
  • Investment Village Inc
  • 1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803
  • LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
  • OMC Mortgage Inc.
  • 7659 Garden Grove Boulevard, Garden Grove, CA, 92841
  • OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dang Mortgage Team, Inc
  • 12881 Knott Street, Suite 206, Garden Grove, CA, 92841
  • Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
  • Statewide Mortgage Services
  • 12881 Knott St, Suite 107, California, CA, 92841
  • We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.