In 2025, the USDA loan limit for New-Square, located in Rockland, NY,
is $0. Meanwhile, the FHA cap for a single-family home reaches
$822,375.
Use Lendersa®’s USDA loan calculator to compare today’s best USDA versus FHA rates.
Determine the required income, credit, reserves, and documents needed to qualify.
Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans,
helping you choose the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in New-Square, Rockland, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in New-Square, NY
Lendersa® aims to help you acquire the best possible USDA or FHA loan, quickly and without hassle.
Choose from three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is secured by the government’s Department of Agriculture, known also as
a USDA rural development loan or USDA mortgage, and it is available specifically in rural areas.
Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment,
providing significant financial benefits to eligible buyers.
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In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
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We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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