USDA Vs. FHA Pro and Con comparison in New-Square, Rockland County, NY

In 2025, the USDA loan limit for New-Square, located in Rockland, NY, is $0. Meanwhile, the FHA cap for a single-family home reaches $822,375.

Use Lendersa®’s USDA loan calculator to compare today’s best USDA versus FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in New-Square, Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in New-Square, NY

Lendersa® aims to help you acquire the best possible USDA or FHA loan, quickly and without hassle. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request outcomes

What is a USDA Loan in NY?

A USDA home loan is secured by the government’s Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and it is available specifically in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, providing significant financial benefits to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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