As of 2025, the USDA loan cap in Hilton, located in Monroe county, NY, is set at $336,500. Meanwhile, the FHA loan limit for a single-family residence there is $472,030.
Try the Lendersa® USDA loan calculator to weigh the current USDA against FHA rates and uncover the necessary income, credit, reserves, and paperwork to qualify. Our innovative mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the right program in
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| Type of Loan | Loan Cap | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to deliver the ideal USDA or FHA loan swiftly and effortlessly. Choose from three entry points that link you with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture or simply a USDA rural development loan, is available exclusively in rural locales. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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