In 2025, the USDA loan limit in Parma, situated in Monroe county, NY, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the income, credit reserves, and documentation needed to qualify. With our advanced mortgage calculator, you are able to view USDA, FHA, Conforming, and VA options side by side, aiding you in deciding the most suitable program for your financial situation in
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| Loan Type | Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to promptly secure for you the most favorable USDA or FHA loan, free from hassle. Choose from one of three pathways connecting you with lenders and USDA programs.
A USDA home loan, guaranteed by the governmental Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. In contrast to FHA loans necessitating a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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