USDA and FHA Pro and Con in Homer, Cortland County, NY
In 2025, within Homer, Cortland county, NY, the USDA loan limit stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare today's USDA against FHA optimal rates, and determine necessary income, credit, reserves, and documents for eligibility. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding your choice of the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Needs in Homer, Cortland, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Homer, NY
Lendersa® is committed to providing you with the best USDA or FHA loan as quickly and effortlessly as possible. Choose among three starting options to match with lenders and find appropriate USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
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9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.
Whether you are first time home buyer, purchasing your dream home, refinancing.
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
"Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide.
First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
3059 Mount Pleasant Street NW, Washington, DC, 20009
DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
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