USDA Vs. FHA your options comparison in Munsons-Corners, Cortland County, NY

In 2025, the USDA loan limit for Munsons-Corners, located within Cortland county, NY, is set at $285,000. For a single-family home, the FHA limit is $356,362.

Make use of the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, identifying the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the program best suited for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Munsons-Corners, Cortland, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in Munsons-Corners, NY

The mission of Lendersa® is to help you secure the best USDA or FHA loan quickly and without bother. Choose from one of three starting paths that align you with suitable lenders and USDA loan programs.

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Understanding USDA Loans in NY

The USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. Available solely in rural areas, it contrasts with FHA loans that require at least a 3.5% down payment, as USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
  • Prestwick Mortgage Group
  • 912 Prince Street, Alexandria, VA, 22314
  • The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.
  • Investor Loans Plus
  • 1727 King Street, Suite 300, Alexandria, VA, 22314
  • Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers
  • Rock Rates
  • 950 N Washington St, Alexandria, VA, 22314
  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
  • SouthStar Mortgage LLC
  • 700 North Fairfax Street, Alexandria, VA, 22314
  • SouthStar offers conforming, non-conforming, and governmental loans for both purchases and refinances. SouthStar is experienced with both residential and commercial loans. However, SouthStar is more than just your average mortgage company. We offer experience and personal attention that only a small company can provide.
  • HomeFirst Mortgage Corp
  • 207 South Alfred Street, Alexandria, VA, 22314
  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.
  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
  • Everlasting Capital Corporation
  • 27B Sterling Dr, Rochester, NH, 03867
  • Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options. Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
  • Holy Rosary Credit Union - HRCU
  • 133 Brock St, Rochester, NH, 03867
  • HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
  • Police Federal Credit Union
  • 9100 Presidential Parkway, Upper Marlboro, MD, 20772
  • The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.