In 2025, the USDA loan limit for Cortlandville within Cortland county, NY, reaches $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and determine the necessary income, creditworthiness, reserves, and documents for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to select the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Choose among three initial pathways to connect with lenders and discover USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is designed for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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