USDA Vs. FHA your options comparison in Cortland, Cortland County, NY
For 2025 in Cortland, county of Cortland, NY, the USDA loan limit is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates today and identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, supporting your decision on the best program for your financial condition in .
2025 Loan Limits and Down Payment Requirements in Cortland, Cortland, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Opportunities for USDA and FHA Loans in Cortland, NY
The aim of Lendersa® is to secure you the best USDA or FHA loans fast and without hassle. Begin with one of the three starting points aligning with lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.
To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.
At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.
Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
Hello and thank you for choosing LENDCO.
Honesty, Caring, and Competence are our core values.
Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
