USDA and FHA Pro and Con in Lima, Livingston County, NY
In 2025, USDA loan limit in Lima, county of Livingston, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lima, county of Livingston, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Lima, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
Albank is Chicago's concierge business bank. We provide financial services with a personal relationship to commercial real estate clients, business owners, and community professionals. Founded in 1953, Albank is continuously highly rated with a solid financial condition, offering its business.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area.
We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
1901 West Carroll Avenue, Suite 200, Chicago, IL, 60612
The College and University Credit Union was established in 1967 as a service to its members. The credit union is there to help you with any financial problem that may arise. Whether it's a debt consolidation, an unexpected bill or small home remodeling project, we are here with a quick and easy loan.
Chicago National financial backgrounds and over 40 years of combined experience, our ownership team secures you the lending programs that best fit your financial goals.
With our excellent lending institutions and Tier 1 status we are able to balance the best custom tailored one-on-one service with some of the best rates in the industry.
