For the year 2025, the USDA loan limit in Lima, within Livingston, NY, is $336,500, whereas the FHA limit for single-family homes is $472,030.
Using the Lendersa® USDA loan calculator, you can compare the finest rates of USDA versus FHA for today. It helps determine the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in selecting the right program in for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Lima, Livingston, NY
Type of Loan
Limit Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lima, NY
Lendersa® aims to deliver the best USDA or FHA loan options quickly and without hassle. Choose from three starting options to match with lenders and USDA loan programs perfectly suited to you.
A USDA home loan, endorsed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, and is restricted to rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.
At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
