USDA and FHA Pro and Con in Pittsford, Monroe County, NY
In 2026, the USDA loan limit in Pittsford, within the county of Monroe, NY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA. This will help you determine the necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, making it easier to choose the best program in for your financial needs.
Loan limits and downpayment details for 2026 in Pittsford, Monroe county, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Pittsford, NY
Lendersa® aims to connect you with the most suitable USDA or FHA loan in an efficient and hassle-free manner. Begin with one of three options to find compatible lenders and their USDA loan offerings.
A USDA home loan, backed by the government, is a mortgage guaranteed by the Department of Agriculture, available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment.
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
"Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members.
In our most recent quarterly survey, over 96% of borrowers reported that they are
"At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep
Federally insured by the NCUA. Equal Housing Opportunity."
645 E. Missouri Ave, Suite 108, Phoenix, AZ, 85012
Success is a team effort, and RBAZ is here to help facilitate your success. We offer all of the progressive banking solutions you'd expect from a much bigger bank, all backed by sound banking principles, exceptional personal service, and a promise to exceed your expectations of what a local community bank can be.
20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less.
We have an innovative website that clients can visit at https://loanfactory.com.
202 East Earll Drive, Suite 460, Phoenix, AZ, 85012
Access Capital Group, Inc. has been closing residential home loans since 2001.Our entire organization is built to provide you with market insight, industry leading customer support, and the lowest rates available in your area. Our nationally certified mortgage professionals will work with you one on one to ensure that you get a financial solution.
1634 North 7th Street, Suite 1, Phoenix, AZ, 85006
D&E Realty Financing and Investments, LLC in 1998. Since then, D&E Financing has grown to be one of Arizona's leading mortgage brokers. After years of working in the mortgage and real estate fields, the founding partners of D&E Financing came to realize that the number one problem experienced by borrowers was the lack of honesty.
Cash Time Loan Centers has been Arizona’s leading source of trusted Title Loan and Personal Loan services for nearly 25 years. Locally owned and operated with headquarters in Scottsdale, AZ, Cash Time has helped over 300, 000 families get the emergency cash loans they need. With multiple cash loan programs to fit your needs.
17505 N 79th Avenue, Suite 308, Glendale, AZ, 85308
Price Team Lending is a family owned business. The Broker, Donna Price, has 23 years experience in the industry. The company was built on ethics, honesty and service- one happy client at a time. Every client is treated like a family member and every step of the process is explained.
