USDA Vs. FHA Pro and Con comparison in Pittsford, Monroe County, NY
In 2025, the USDA loan limit in Pittsford, within the county of Monroe, NY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA. This will help you determine the necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, making it easier to choose the best program in for your financial needs.
Loan limits and downpayment details for 2025 in Pittsford, Monroe county, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Pittsford, NY
Lendersa® aims to connect you with the most suitable USDA or FHA loan in an efficient and hassle-free manner. Begin with one of three options to find compatible lenders and their USDA loan offerings.
A USDA home loan, backed by the government, is a mortgage guaranteed by the Department of Agriculture, available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment.
Bellevue Capital Group is your partner in success. Our underwriting team will quickly evaluate your credit situation and business profile to come up with the best strategic loan program for your specific scenario. With relationships with over 200 lenders, we can provide you with the best possible funding, guaranteed!
400 112th Avenue North East, Suite 400, Bellevue, WA, 98004
"A Premier private lending company, we build healthy returns through real estate investing and lending opportunities.
We partner with builders, real estate investors and homeowners to help them achieve their goals in real estate acquisition through a premier lending platform like no other."
American Mortgage, we believe in helping our clients improve their lives. For the last 20 years, we’ve emphasized building relationships with the people we work with. We feel passionately about bringing transparency and integrity to the mortgage industry. From our very first day, we’ve worked to provide a transformative impact in our client’s lives
10900 Northeast 4th Street, Suite 2300, Bellevue, WA, 98004
Intercontinental Mortgage is a diversified financial service company. However, the business philosophy is a simple one: to offer extensive loan programs to satisfy any clients' home lending needs. Our entire staff is dedicated to promote high standards of business practices & act in accordance with all federal and state laws, rules, & regulations.
330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004
Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.
1601 North East 116th Avenue, Suite 114, Bellevue, WA, 98004
Xpro Mortgage Inc. has been in the mortgage/loan business in great Seattle area since 2013. We have helped hundreds of home owners for their new loans and refinances. We are honest, ethical, knowledgeable and very professional. If you have any needs for mortgage, whether it’s a new loan or refinance, don’t hesitate to contact us.
11400 Southeast 8th Street, Suite 410, Bellevue, WA, 98004
The Seattle Pacific Mortgage Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
10400 NE 4th Street, Suite 500, Bellevue, WA, 98004
Upwell as a springboard for opportunity - to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers' needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making.
3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004
Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
