USDA Vs. FHA your options comparison in Cedarhurst, Nassau County, NY

For 2025, the USDA loan limit in Cedarhurst, located in Nassau, NY, is $0. In comparison, the FHA limit for a single-family residence is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best suited program in for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Cedarhurst, Nassau, NY

Loan Type Loan Cap Initial Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

USDA and FHA Loan Options in Cedarhurst, NY

Lendersa® aims to facilitate getting you the best possible USDA or FHA loan quickly and hassle-free. Choose one of three starting options to match with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in NY?

A USDA home loan, guaranteed by the Department of Agriculture—commonly known as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages offer the advantage of no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LCE FCU
  • 77 N St Clair Street, Painesville, OH, 44077
  • L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
  • Lake County Educational Federal Credit Union
  • 1595 Mentor Avenue, Painesville, OH, 44077
  • Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.
  • L.E.O. Credit Union
  • 155 Freedom Road, Painesville, OH, 44077
  • "The L.E.O. Credit Union was formed in 1985 as a non-profit, cooperative business, owned and controlled by its members. Members/owners of L.E.O. share the common bond of Lubrizol Employees of Ohio, other selected groups, and their relatives as stated in our charter. The L.E.O. Credit Union was founded primarily as a savings and lending institutio
  • First Flight Federal Credit Union
  • 3530 South Memorial Dr, Greenville, NC, 27834
  • First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
  • The Bank of Magnolia Company
  • 122 North Main Street, Magnolia, OH, 44643
  • In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
  • The First National Bank of Dennison
  • 105 Grant Street, Dennison, OH, 44621
  • The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.
  • Hometown Bank OH
  • 142 North Water Street, Kent, OH, 44240
  • We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
  • The Peoples Savings Bank
  • 710 Second Street, New Matamoras, OH, 45767
  • Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
  • CSE Federal Credit Union
  • 1380 Market Ave N, Canton, OH, 44714
  • (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve
  • Blue Loans LLC
  • 323 East Garfield Road, Suite 10, Aurora, OH, 44202
  • Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.