USDA Vs. FHA your options comparison in Cedarhurst, Nassau County, NY
For 2025, the USDA loan limit in Cedarhurst, located in Nassau, NY, is $0. In comparison, the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best suited program in for your financial situation.
2025 Loan Limits and Down Payment Needs in Cedarhurst, Nassau, NY
Loan Type
Loan Cap
Initial Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conforming Conventional
$1,089,300
3%
USDA and FHA Loan Options in Cedarhurst, NY
Lendersa® aims to facilitate getting you the best possible USDA or FHA loan quickly and hassle-free. Choose one of three starting options to match with lenders and discover USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—commonly known as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgages offer the advantage of no down payment requirement.
L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.
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CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
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323 East Garfield Road, Suite 10, Aurora, OH, 44202
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.