USDA and FHA Pro and Con in South-Valley-Stream, Nassau County, NY
As of 2025, the USDA loan cap for a single-family home in South-Valley-Stream, situated in Nassau, NY, stands at $0, in contrast to an FHA cap of $822,375.
Lendersa® provides a USDA loan calculator to juxtapose the leading USDA and FHA rates today. Evaluate the income, credit, reserves, and required documentation to meet eligibility criteria. Our sophisticated mortgage calculator gives a side-by-side view of USDA, FHA, Conforming, and VA loans to guide your decision on the best-suited program in .
Loan caps and initial payments for 2025 in South-Valley-Stream, located in Nassau, NY
Loan Category
Loan Cap
Initial Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
Insights on USDA and FHA Loans in South-Valley-Stream, NY
The mission of Lendersa® is to provide speedy and hassle-free USDA or FHA loans. Choose one of three initial steps to align with lenders and USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated solely for rural locales. Unlike FHA loans, which necessitate a 3.5% down payment, USDA mortgages require none.
1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
"We are a local based company here in Colorado Springs and work face to face with each one of our clients.
We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac.
Let us do the shopping for you, as we have over 10 different Nationwide"
FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
"Since 1995, with our over 100 years of combined mortgage lending & real estate experience,
Macro Financial Group has originated thousands of home loans for the residents of Colorado.
In an ever-changing industry we pride ourselves on having the experience, education and relationships
to walk you comfortably through the entire proce
Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more