USDA and FHA Pro and Con in Woodmere, Nassau County, NY

In 2026, the USDA loan cap for Woodmere, located in Nassau, NY, is $0. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA versus FHA rates available today, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program fits your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Woodmere, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Woodmere, NY

Lendersa® aims to quickly connect you with the best USDA or FHA loans without any hassle. Select one of three starting strategies to find matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, and also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Woodmere Lenders

  • Source Realty Capital
  • 115 Meacham Ave, Elmont, NY, 11003
  • Lends in New York
  • Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land.

    Source Realty Capital serves our clients need for capital

  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Lends in New York
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • TrustAFi LLC
  • Rockville Centre, Rockville Centre, NY, 11570
  • Lends in New York
  • With over 25 years of combined experience in the financial industry, our team can provide you with the resources and the education you need to grow your business. Will you use the capital to purchase additional inventory? Do you need cash to cover payroll? Do you want to expand into a new space? We have a solution that fits all of your needs. We wi

  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • Lends in New York
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.

    We pride our on always doing the right thing for our clients and those that follow us on the radio.

  • Commercial Mortgage Connection, Inc.
  • 265 Sunrise Highway, Suite 1196, Rockville Centre, NY, 11570
  • Lends in New York
  • Commercial Mortgage you’re trying to invest in commercial real estate or buy a building for your business, finding the right loan can be like working on a puzzle with pieces missing. With our knowledge, experience and curated network of lenders, CMC can find the perfect solution for your unique lending needs.

  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Lends in New York
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.

  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Lends in New York
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization

  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Lends in New York
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.