USDA Vs. FHA Pro and Con comparison in Woodmere, Nassau County, NY

In 2025, the USDA loan cap for Woodmere, located in Nassau, NY, is $0. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA versus FHA rates available today, identifying the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program fits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Woodmere, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Woodmere, NY

Lendersa® aims to quickly connect you with the best USDA or FHA loans without any hassle. Select one of three starting strategies to find matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, and also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.
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  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.