For the year 2025, the USDA loan limit in Irondequoit, within Monroe county, NY, is set at $336,500. On the other hand, the FHA loan limit is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps you assess the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable option for your financial conditions in .
2025 loan limits and down payment requirements in Irondequoit, Monroe county, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Irondequoit, NY
The mission of Lendersa® is to swiftly and easily bring you the finest USDA or FHA loan. Choose one of three initial pathways to match with lenders offering USDA loan programs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, and they are solely available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans mandate no down payment.
Village Bank & Trust offers banking solutions tailored to our customers, their needs, & our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events. We believe a bank should be a true asset the area it serves.
METRO Federal Credit Union has provided financial services for almost 50 years. We were organized in 1973 by municipal employees who wanted financial services at lower costs than those supplied by banks or other savings institutions.
As a community credit union, we serve portions of Cook, DuPage, Lake, and McHenry counties, in addition
Corporate America Family Credit Union, we're dedicated to providing the tools, resources and expertise that will empower you to succeed.We're here for you, our member-owners. We provide the advanced products and client services you need to help further your financial goals and dreams. Plus, we collaborate with you.
We are a reputable, bright, clean, family owned and operated pawn shop established in 2002. We have been in the jewelry business for over 30 years. We pride ourselves on being different than most pawn shops. Whether you are selling or need to borrow money against your valuables, we will always be helpful, courteous, and confidential.
Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs.
Provide us with a few simple details and we’ll match you with a personal home financing specialist to help you on your home journey.
725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004
One Republic Mortgage Inc. was founded in 2008 as a broker of residential home loan purchases and refinances. But after the dramatic environmental shift the financial and real-estate sectors endured in recent history, we determined that we could better serve the community by converting into a lender.
5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
