USDA Vs. FHA your options comparison in Brighton, Monroe County, NY
The USDA loan limit for 2026 in Brighton, county of Monroe, NY is set at $336,500; meanwhile, for a single-family home, the FHA limit is noted as $472,030.
Utilize the Lendersa® USDA loan calculator to effectively evaluate and compare the finest USDA and FHA rates available today. This tool helps in figuring out necessary qualifications such as income, credit score, reserve amounts, and the documents required. With our state-of-the-art mortgage calculator, not only can you compare USDA and FHA loans, but you can also view Conforming and VA options side by side, aiding your decision on the best program in according to your specific financial conditions.
2026 loan limits and down payment requirements in Brighton, county of Monroe, NY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Brighton, NY
The primary aim of Lendersa® is to rapidly secure an ideal USDA or FHA loan for you with minimal hassle. Begin the process by selecting one of three starting methods that lead to finding matching lenders and suitable USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans do not require a down payment, offering a distinct advantage for eligible borrowers in rural communities.
16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans
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Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
