The USDA loan limit for 2025 in Brighton, county of Monroe, NY is set at $336,500; meanwhile, for a single-family home, the FHA limit is noted as $472,030.
Utilize the Lendersa® USDA loan calculator to effectively evaluate and compare the finest USDA and FHA rates available today. This tool helps in figuring out necessary qualifications such as income, credit score, reserve amounts, and the documents required. With our state-of-the-art mortgage calculator, not only can you compare USDA and FHA loans, but you can also view Conforming and VA options side by side, aiding your decision on the best program in according to your specific financial conditions.
2025 loan limits and down payment requirements in Brighton, county of Monroe, NY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Brighton, NY
The primary aim of Lendersa® is to rapidly secure an ideal USDA or FHA loan for you with minimal hassle. Begin the process by selecting one of three starting methods that lead to finding matching lenders and suitable USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans do not require a down payment, offering a distinct advantage for eligible borrowers in rural communities.
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