USDA Vs. FHA Pro and Con comparison in Brighton, Monroe County, NY
The USDA loan limit for 2025 in Brighton, county of Monroe, NY is set at $336,500; meanwhile, for a single-family home, the FHA limit is noted as $472,030.
Utilize the Lendersa® USDA loan calculator to effectively evaluate and compare the finest USDA and FHA rates available today. This tool helps in figuring out necessary qualifications such as income, credit score, reserve amounts, and the documents required. With our state-of-the-art mortgage calculator, not only can you compare USDA and FHA loans, but you can also view Conforming and VA options side by side, aiding your decision on the best program in according to your specific financial conditions.
2025 loan limits and down payment requirements in Brighton, county of Monroe, NY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Brighton, NY
The primary aim of Lendersa® is to rapidly secure an ideal USDA or FHA loan for you with minimal hassle. Begin the process by selecting one of three starting methods that lead to finding matching lenders and suitable USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans do not require a down payment, offering a distinct advantage for eligible borrowers in rural communities.
Meyer Mortgage is one of the oldest, on-going lenders in Bowling Green. The key to our success is having established relationships within the industry and extensive knowledge of the market. Meyer Mortgage is proud to have remained steadfast to our principals during the most recent subprime mortgage crisis.
Evansville Firefighters Federal Credit Union has been serving its members in the EVANSVILLE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!
Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30, 000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve
4600 Washington Ave, Suite 107, Evansville, IN, 47714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
OneMain provides personal loans with one on one, local service at branches nationwide. Our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options.
Behind every great company is a great team. What we offer is simple
United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.
