In 2025, the USDA loan limit in Penfield, situated in Monroe county, NY, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Penfield, Monroe County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Penfield, NY
The objective of Lendersa® is to help you acquire the best possible USDA or FHA loan with speed and no hassle. Begin by choosing one of three paths to connect with lenders offering USDA loan programs.
A USDA home loan is a product backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, designed solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a significant benefit to eligible buyers in rural communities.
Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
Copper State Credit Union was formed in 2020 as the result of a merger of two equally-sized credit unions, Canyon State Credit Union and Deer Valley Credit Union. our goal to strengthen Arizona families through financial empowerment, it made sense that our name included an element like copper.
Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
2432 West Peoria Ave, Suite 1073, Phoenix, AZ, 85029
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
