USDA Loan Vs. FHA loan for East-Rochester, NY [Monroe County ]

As of 2026, the USDA loan limit in East-Rochester, within Monroe, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program for your financial situation in .

Discover USDA and FHA Loan Options in East-Rochester, NY

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, endorsed by the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages require none.

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(734) 455-2219 Lender's profile and map Reviews Approved Mortgages 5820 N. Canton Center, Suite 125, Canton, MI, 48187 Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
(248) 707-2693 Lender's profile and map Reviews Hart Mortgage, LLC 8530 Canton Center Rd, Canton, MI, 48187 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(269) 207-2193 Lender's profile and map Reviews CEO Lender 5860 N Canton Center Rd, Suite 387, Canton, MI, 48187 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(734) 358-0970 Lender's profile and map Reviews Ameriplus Financial Services 45340 Hanford Road, Canton, MI, 48187 As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
(734) 404-4000 Lender's profile and map Reviews A Best Financial Corporation 42180 Ford Road, Suite 307-308, Canton, MI, 48187 We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
(734) 844-5626 Lender's profile and map Reviews Accurate Mortgage Solutions 7954 North Lilley Road, Canton, MI, 48187 Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(313) 294-8800 Lender's profile and map Reviews Mortgage Connections LLC 7500 North Canton Center Road, Suite B, Canton, MI, 48187 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(302) 739-4496 Lender's profile and map Reviews Del-One Federal Credit Union 100 Credit Union Way, Milford, DE, 19963 Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
(703) 680-1143 Lender's profile and map Reviews PWC Employees Credit Union 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193 PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(248) 920-8700 Lender's profile and map Reviews Lendingpoint Mortgage LLC 133 West Main St, Suite 155A, Northville, MI, 48167 Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.