USDA Loan Vs. FHA loan pro & con East-Rochester, Monroe County, NY

As of 2025, the USDA loan limit in East-Rochester, within Monroe, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program for your financial situation in .

Discover USDA and FHA Loan Options in East-Rochester, NY

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, endorsed by the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages require none.

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(617) 342-6154 Lender's profile and map Reviews Cabot Boston Credit Union 2 Seaport Ln, Suite 1400, Boston, MA, 02210 "Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
(267) 816-4388 Lender's profile and map Reviews Philly Hard Money Loans 300 A Street, Suite 101, Boston, MA, 02210 Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
(781) 695-2086 Lender's profile and map Reviews Easy Apps Mortgage Inc 1044 Central Street, Suite 202, Stoughton, MA, 02072 Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
(781) 341-4000 Lender's profile and map Reviews Maritime Mortgage Corp 4 Cabot Pl, #2, Stoughton, MA, 02072 Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina
(508) 245-4985 Lender's profile and map Reviews Continental Funding Corp. 7 Cabot Place, Stoughton, MA, 02072 Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.
(617) 269-2700 Lender's profile and map Reviews Mass Bay Credit Union 147 West 4th Street, South Boston, MA, 02127 Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
(617) 269-1450 Lender's profile and map Reviews Taupa Lithuania Federal Credit Union 368 West Broadway, South Boston, MA, 02127 Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
(508) 238-1000 Lender's profile and map Reviews Bank of Easton North Easton 275 Washington St, North Easton, MA, 02356 Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
(540) 899-0005 Lender's profile and map Reviews Virginia Partners Bank 410 William Street, Fredericksburg, VA, 22401 Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
(855) 727-2641 Lender's profile and map Reviews Security Trust Mortgage LLC 1407 Hearthstone Drive, Fredericksburg, VA, 22401 At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
(540) 373-8100 Lender's profile and map Reviews NEW DOMINION FINANCIAL 2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401 NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.