USDA Loan Vs. FHA loan for East-Rochester, NY 2025

As of 2025, the USDA loan limit in East-Rochester, within Monroe, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program for your financial situation in .

Discover USDA and FHA Loan Options in East-Rochester, NY

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in NY

A USDA home loan, endorsed by the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages require none.

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(425) 649-6000 Lender's profile and map Reviews Best Mortgage 14100 SE 36th St, Suite 200, Bellevue, WA, 98006 BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.
(206) 999-6941 Lender's profile and map Reviews CLEVELAND STREET MORTGAGE, LLC 20802 46th Ave SE, Bothell, WA, 98021 Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
(425) 772-2747 Lender's profile and map Reviews North Pacific Mortgage 22232 17th Ave SE, Suite 303, Bothell, WA, 98021 Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
(425) 257-9000 Lender's profile and map Reviews Coastal Community Bank 5415 Evergreen Way, Everett, WA, 98203 At Coastal Community Bank, we firmly believe that banking is about relationships -- relationships built on trust. Our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. Our bankers are seasoned, local professionals who know the landscape, the players.
(425) 348-6100 Lender's profile and map Reviews Pro Escrow Inc 5920 Evergreen Way, Suite C, Everett, WA, 98203 PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
(360) 757-1898 Lender's profile and map Reviews Hometown Mortgage Corporation 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(360) 757-2462 Lender's profile and map Reviews Private Lending Investments, Inc. 120 E George Hopper Rd, Suite 200, Burlington, WA, 98233 "Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan. We specialize in the ability to structure each of the private loans"
(425) 451-8889 Lender's profile and map Reviews Reliance Mortgage Inc. 1008 140th Ave NE, Suite 101, Bellevue, WA, 98005 Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
(206) 229-0000 Lender's profile and map Reviews Seattle's Best Mortgage Inc 11911 NE 1st St, Suite B306, Bellevue, WA, 98005 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
(425) 429-6625 Lender's profile and map Reviews Washington Mortgage Solutions LLC 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005 Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(425) 460-2480 Lender's profile and map Reviews Homelink Mortgage, Inc. 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.