USDA and FHA Pro and Con in Islandia, Suffolk County, NY
In 2025, the USDA loan limit in Islandia, Suffolk County, NY, is $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to examine the best USDA versus FHA rates today, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the top program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Islandia, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Islandia, NY
At Lendersa®, our objective is to secure for you the ideal USDA or FHA loan quickly and without hassle. Choose one of three starting options to connect with matching lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
Southwest Federal Credit Union began as The Albuquerque Gas and Electric Company Employees Federal Credit in December 1935. Ten employees came together in the midst of the Great Depression to form their own financial cooperative. The new Credit Union would meet their financial needs and those of their fellow employees and their families.
Sandia Laboratory Federal Credit Union is one of the top-rated credit unions in the country, and was named as the Best-in-State Credit Union for New Mexico by Forbes in 2019 and 2020. We’re member-owned and not-for-profit, working for our members’ best interests. SLFCU is New Mexico’s largest credit union by asset size.
Veterans Loan Service Center DBA Global Funding LLC
3240 B Juan Tabo Northeast, Suite B-3, Albuquerque, NM, 87111
Global Funding are New Mexicans. Our professionals have gotten to know people from all over the state and have helped them get financing in every county, from San Juan to Lea and from Hidalgo to Union and also we specialize in VA Loans, USDA, FHA, and Conventional, we have lenders that can do unique loans
9500 Montgomery Blvd. NE, Suite 112, Albuquerque, NM, 87111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
