USDA VS FHA in North-Great-River, Suffolk County, NY

In 2025, the USDA loan limit for North-Great-River in Suffolk County, NY is $657,900, while the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in North-Great-River, County of Suffolk, NY

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in North-Great-River, NY

The objective of Lendersa® is to promptly connect you with the best USDA or FHA loan options, without unnecessary hassle. Select one of three different starting points to find matching lenders and suitable USDA loan programs.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in NY

A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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