USDA Vs. FHA Pro and Con comparison in Central-Islip, Suffolk County, NY
In 2025, USDA loan limit in Central-Islip, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Central-Islip, county of Suffolk, NY
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Central-Islip, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
All banks claim to be the best dwelling for your money. When you are looking for the best place to bank, know that at Rayne State Bank customer service is priority #1 , we guarantee it. It is our hope that at Rayne State Bank you will get a clear indication of what we stand for: integrity, excellence and professionalism.
Credit Union has been open since 1942. The credit union has assets totaling $26.64 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
We continue that philosophy by serving our mission to be the most trusted bank in the communities we
serve by knowing and understanding the needs of customers, employees and shareholders while
providing them with the best possible products, services and opportunities to meet their goals.
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,
Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.
