USDA Vs. FHA your options comparison in Central-Islip, Suffolk County, NY
In 2025, the USDA loan limit in Central-Islip, county of Suffolk, NY, is set at $657,900. For a single-family home, the FHA limit is recorded as $822,375.
Utilize the Lendersa® USDA loan calculator to compare today’s prime USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you find the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Central-Islip, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Central-Islip, NY
Lendersa® is committed to securing the best USDA or FHA loans quickly and hassle-free. Begin by choosing one of three paths to connect with matching lenders and the right USDA loan programs.
A USDA home loan, insured by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is specifically accessible in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages demand no down payment, offering a valuable benefit for qualified buyers.
600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help
The Walker County Educators Federal Credit Union was established in 1971. Our field of membership consists of employees and immediate family members of the Walker County Board of Education and Georgia Northwestern Technical College and Our mission is to provide our members with the highest level of personal financial service
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
CBI Federal Credit Union is a Federal Credit Union with 2 branches, assets of $18,174,185 that is headquartered in Plainfield, IL. CBI Federal Credit Union is chartered by the National Credit Union Association (NCUA) to serve the employees of CB&I Company, its wholly owned subsidiaries and their family members.
Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.
