USDA Loan Vs. FHA loan pro & con for Knox, Albany County, NY

In 2025, USDA loan limit in Knox, county of Albany, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Knox, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 280-3335 198 miles Lender's profile and map Reviews 1st Trust Financial LLC 604 French Creek Lane, Chester Springs, PA, 19425 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
215 253 8207 198 miles Lender's profile and map Reviews ABC Capital RE, LTD 1218 N. Marshall Street, Philadelphia, PA, 19122 ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o
(856) 486-3250 199 miles Lender's profile and map Reviews Campbell Federal Credit Union 494 Route 38 East, Maple Shade, NJ, 08052 When you open an account with Campbell Federal Credit Union, you’re doing more than just getting great financial products and services; you’re becoming a member-owner. And as an owner, we’ll treat you with courtesy, respect and friendly service in a family-friendly atmosphere, every time.
(207) 839-4450 199 miles Lender's profile and map Reviews Gorham Savings Bank 64 Main St, Gorham, ME, 04038 We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
(207) 839-5588 199 miles Lender's profile and map Reviews Casco Federal Credit Union 375 Main St, Gorham, ME, 04038 Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
(610) 617-3100 199 miles Lender's profile and map Reviews Commonwealth Capital 518 W. Lancaster Ave, Haverford, PA, 19041 Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t
(401) 227-5775 199 miles Lender's profile and map Reviews Stage Point Capital 2 Booth Ln. #4, Haverford, FL, 19041 Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.
(919) 478-9280 199 miles Lender's profile and map Reviews VAZ FINANCIAL LLC 2910 Morris Rd, Ardmore, PA, 19003 Whether you’re buying your first home, or your third, applying for a mortgage can feel overwhelming. You don’t have to go it alone. We are here to help you make your Florida dream home a reality. Our team is committed to finding you the right Florida Mortgage Loan. Our patience and friendliness will set you at ease throughout the process.
(215) 789-4200 199 miles Lender's profile and map Reviews Hyperion Bank 199 West Girard Avenue, Philadelphia, PA, 19123 Hyperion Bank is a community bank dedicated to delivering highly personal service to individuals and commercial customers throughout the greater Philadelphia region. Locally owned and operated since 2006, Hyperion Bank offers a full spectrum of banking services, including Small Business Administration (SBA) loans.
(215) 770-1505 199 miles Lender's profile and map Reviews I Fund Cities 448N 10th Street, Suite 402, Philadelphia, PA, 19123 I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.
(215) 282-8440 199 miles Lender's profile and map Reviews Spring Garden Lending Group LLC 990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123 A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.