For 2025, the USDA loan limit in Rotterdam, located in the county of Schenectady, NY, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's top USDA and FHA rates, evaluating requirements for income, credit, reserves, and essential documentation for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in
Explore loan options from 100 different lenders
| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission at Lendersa® is to secure either an optimal USDA loan or FHA loan for you efficiently, minimizing any hassle. Choose one of three pathways to match you with lenders and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is exclusively available for houses in rural areas. Commonly referred to as a USDA rural development loan or USDA mortgage, this type of financing requires no down payment, contrasting with FHA loans, which mandate a minimum down payment of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
