USDA Vs. FHA your options comparison in Schoharie, Schoharie County, NY
In 2025, USDA loan limit in Schoharie, county of Schoharie, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Schoharie, county of Schoharie, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Schoharie, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation.
At Grinnell State Bank, we lend money for a diverse range of commercial.
Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
4600 Touchton Road, Suite 1150, Jacksonville, FL, 32246
RiverStone RECAP is a Mortgage brokerage firm that Represents Owners in finding the best Commercial real estate loan for their needs. Simply put, We specialize in : Commercial Real Estate Refinancings, Refinancing Mortgages under $10 Million, Long term, Fixed-rate, Non-Recourse Loans.
First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.
The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
301 West Bay St, Suite 1488, Jacksonville, FL, 32202
Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
