USDA Vs. FHA Pro and Con comparison in Schoharie, Schoharie County, NY
In 2025, the USDA loan threshold in Schoharie, situated in Schoharie county of NY, amounts to $336,500. In contrast, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's prime USDA versus FHA rates. Determine the eligibility requirements such as income, credit, reserves, and documents needed. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options directly, helping you select the optimal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Schoharie, Schoharie, NY
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Schoharie, NY
The mission of Lendersa® is to quickly provide you with the most advantageous USDA or FHA loan without any hassle. Choose from three starting points to access matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture. Known as the USDA rural development loan or mortgage, it is specifically designed for rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, a USDA mortgage requires no down payment whatsoever.
Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
"Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
17 East High Street, Suite 102, Carlisle, PA, 17013
Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
Local 41 IBEW FCU was federally chartered by the National Credit Union Administration in 1976 as a benefit for the members of Local #41 IBEW Union and their immediate family members. If you are a member or employee of Local 41 IBEW - you, your spouse, children and immediate family members are eligible to join the Credit Union
Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
