USDA Vs. FHA your options comparison in Berne, Albany County, NY
In 2025, the USDA loan limit in Berne, within Albany, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. Evaluate the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program in for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Berne, Albany, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Berne, NY
Lendersa® seeks to efficiently provide you with supreme USDA or FHA loans without hassle. Choose from three pathways to connect with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available strictly in rural areas. In contrast to FHA loans that require a 3.5% down payment, the USDA mortgage requires none.
2551 River Park Plaza, Suite 200, Fort Worth, TX, 76116
Venture Lending Group provides a competitive range of loan products to get home buyers into homes, whether it is their first home or their fifth home, our Clients enjoy a consistently applied standard of excellence; “Service Beyond Expectation”.
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If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
222 East Renfro St, Suite 134, Burleson, TX, 76028
Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.
On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.
Since such meager beginnings, both Elk City
WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs
We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.
Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
