In 2025, USDA loan limit in Berne, county of Albany, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Berne, county of Albany, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Berne, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions. Come talk to one of our 6 employees
Founded in 1975, Oswego County FCU is a member-owned, not-for-profit financial cooperative association dedicated to providing quality financial products and services delivered in a professional, courteous and timely manner. We currently serve the financial needs of approximately 11, 000 members from throughout Oswego County
All members and full-time employees of ILA Local 1233, ILA Local 2049, Local 1233 Federal Credit Union and their immediate families are eligible to join Local 1233 Federal Credit Union. All new members must provide proof of residency, social security number, and two picture identifications.
1 Battery Park Plaza, 26th Floor, New York, NY, 10004
Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs.
Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender
Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
Popular continuously aims to build on its reputation for sound financial guidance, identifying areas of opportunity, and creating innovative partnerships that will enhance our clients’ banking experience. We are committed to making dreams happen, by providing financial solutions every step of the way.
When it comes to working with a specialty lending company, one of the most important aspects is finding a firm that understands the investor's position and is eager to support their efforts. At Great Stone Capital not only do we offer personalized service, but we handle the loan process from start to finish. We are fully aware of the many specialty
At Hard Money Loans we help each and every individual/company secure a Hard Money Loan or a Bridge Loan on an as needed basis with extremely flexible termsHard Money Loans we help each and every individual/company secure a Hard Money Loan or a Bridge Loan on an as needed basis with extremely flexible
