USDA Vs. FHA Pro and Con comparison in Lake-Grove, Suffolk County, NY
In 2025, the USDA loan cap in Lake-Grove, situated in the county of Suffolk, NY, is $657,900. Meanwhile, the FHA limit is set at $822,375 for a single-family residence.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison between the most favorable USDA and FHA rates available now. This tool allows you to assess the income, credit score, reserves, and documents needed for qualification. Our enhanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to the most suitable program for your financial circumstances in .
Consider the 2025 loan limits and down payment guidelines in Lake-Grove, county of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan alternatives in Lake-Grove, NY
Lendersa® is committed to facilitating a seamless, hassle-free process to secure the most advantageous USDA or FHA loan. Start your journey by choosing from three initial options that help match you with suitable lenders and available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a kind of financial instrument guaranteed by the U.S. Department of Agriculture. Intended for rural areas, it stands out as it demands no down payment, unlike FHA loans that ask for a minimum of 3.5% down payment, making it an attractive choice for those eligible.
4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
"We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.
3906 Southwest San Clemente Court, Palm City, FL, 34990
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Westland Funding Group is located in Palm City, Florida, and was founded in 2006. Westland Funding Group is located in Palm City, Florida and also we offers a Conventional, FHA, VA, USDA, and Jumbo loans ben is the founder of Business Westland Funding Group Inc is committed to helping you find the right mortgage product for your needs.
