In 2025, the USDA loan cap in Lake-Grove, situated in the county of Suffolk, NY, is $657,900. Meanwhile, the FHA limit is set at $822,375 for a single-family residence.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison between the most favorable USDA and FHA rates available now. This tool allows you to assess the income, credit score, reserves, and documents needed for qualification. Our enhanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to the most suitable program for your financial circumstances in .
Consider the 2025 loan limits and down payment guidelines in Lake-Grove, county of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan alternatives in Lake-Grove, NY
Lendersa® is committed to facilitating a seamless, hassle-free process to secure the most advantageous USDA or FHA loan. Start your journey by choosing from three initial options that help match you with suitable lenders and available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a kind of financial instrument guaranteed by the U.S. Department of Agriculture. Intended for rural areas, it stands out as it demands no down payment, unlike FHA loans that ask for a minimum of 3.5% down payment, making it an attractive choice for those eligible.
4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.
15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate.
AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj
We are a private money lender focused on serving the distressed and underserved borrower market. With a combined experience of over 50 years in real estate lending, be assured the professionals at Lendterra can assist you with every facet of your project. We work directly with private investors to facilitate fundings that otherwise could have never
567 San Nicolas Drive, Suite 230, Newport Beach, CA, 92660
ARCH Loans is the preferred direct-to-investor private lender to flippers, wholesalers and buy-hold real estate investors in California, Colorado, Nevada, Oregon, Utah, and Arizona by being the easiest, most reliable, and most professional private lender to do business with Our online loan provides.
620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
4667 MacArthur Boulevard, Suite 230, Newport Beach, CA, 92660
Capital Benefit procures, originates, underwrites, sells and services privately-funded first-trust deed loans for residential properties in California. our straightforward, conservative philosophy have set the standard for private money lending, trust deed investment and private lender loan servicing.
500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
