For 2026, the USDA loan limit in Stony-Brook, located in Suffolk, NY, is $657,900. The FHA cap for a single-family home in this region is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Stony-Brook, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Stony-Brook, NY
The aim at Lendersa® is to swiftly provide you with the best USDA or FHA loans efficiently and without hassle. Select one of three avenues that link you to matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available for rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
Everglades Federal Credit Union is a member owned financial cooperative organized in order to provide for the financial needs of its owner members, both depositors and borrowers.Everglades Federal Credit Union believes the credit union should be administered to maintain a sound financial base, to promote thrift among its members.
Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.
1761 W. Hillsboro Blvd, Suite 205, Deerfield Beach, FL, 33442
Expert TitleSM utilizes state of the art equipment and methods to provide you the most efficient and high quality service. We have operated since early 2002 in centrally located Broward County. After more than 20 years of operation in Fort Lauderdale, the office was relocated in 2007 to Deerfield Beach, helping us better serve Miami-Dade
1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction
1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.
CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
