USDA Vs. FHA Pro and Con comparison in Stony-Brook, Suffolk County, NY
For 2025, the USDA loan limit in Stony-Brook, located in Suffolk, NY, is $657,900. The FHA cap for a single-family home in this region is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Stony-Brook, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Stony-Brook, NY
The aim at Lendersa® is to swiftly provide you with the best USDA or FHA loans efficiently and without hassle. Select one of three avenues that link you to matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available for rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
Apex Mortgage Group LLC specializes in helping you understand all of your mortgage & financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, Apex Mortgage Group LLC can manage all your mortgage needs. My Refinancing services will take the complications out of the process.
The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country.
KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN.
Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
At First Bank, our mission and values are behind everything we do.
We deliver the financial solutions YOU need!
Since 1864 our priority has been to our customers.
Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
