FHA Vs. USDA loan program for Centereach, Suffolk County, New York

In 2025, USDA loan limit in Centereach, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Centereach, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(509) 484-5650 2213 miles Lender's profile and map Reviews Spokane Firefighters Credit Union 2002 North Atlantic, Spokane, WA, 99205 Spokane Firefighters Credit Union was founded by Spokane Firefighters in 1934, during the Great Depression. This was a time when trust in banks was at an all time low and Americans with common interests banded together to form their own financial cooperatives. While many credit unions have expanded their membership fields
(509) 325-7228 2213 miles Lender's profile and map Reviews Spokane City Credit Union 1930 N Monroe Street, Spokane, WA, 99205 SCCU was founded in 1934, it was called City Employees Credit Union of Spokane. It was an occupation-based credit union, like so many credit unions of the time, and all of our members were employed by the City of Spokane. Later, membership was expanded to include Spokane Transit Authority.
(509) 343-5626 2213 miles Lender's profile and map Reviews Prime One Mortgage Corp. 3305 W. Bismark Ave, Spokane, WA, 99205 At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.
(509) 252-4000 2213 miles Lender's profile and map Reviews Heritage Home Loans 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205 We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
(509) 758-4848 2214 miles Lender's profile and map Reviews Twin River National Bank 900 5th Street, Clarkston, WA, 99403 Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
(503) 399-5444 2215 miles Lender's profile and map Reviews Covenant Reverse Mortgage, LLC 15420 Frost Rd., Caldwell, ID, 83607 Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
(509) 235-6533 2223 miles Lender's profile and map Reviews Cheney Federal Credit Union 520 First Street, Cheney, WA, 99004 Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
(928) 753-8000 2235 miles Lender's profile and map Reviews Ask Mohave Community Federal Credit Union 2809 Stockton Hill Rd, Kingman, AZ, 86401 At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
(928) 718-5555 2235 miles Lender's profile and map Reviews Mission Bank 2439 Hualapai Mountain Road, Kingman, AZ, 86401 Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
(509) 675-3180 2237 miles Lender's profile and map Reviews Kettle River Mortgage 2380 Kettle River Rd, Kettle Falls, WA, 99141 Kettle River Mortgage’s top notch customer service is the core of our outstanding reputation in the mortgage industry.We pride ourselves on extensive knowledge of mortgage loan programs, as well as our state-of-the-art business, processes facility and equipment that helps us deliver high-value services, quickly and accurately.
(702) 755-3322 2239 miles Lender's profile and map Reviews Moapa Valley Mortgage 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040 We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
(702) 293-7777 2263 miles Lender's profile and map Reviews Boulder Dam Credit Union 530 Avenue G, Boulder City, NV, 89006 Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.