USDA Vs. FHA Pro and Con comparison in Lewisboro, Westchester County, NY

In 2025, the USDA loan limit in Lewisboro, Westchester county, NY is $0, while the FHA limit for a single-family home is $1,089,300.

Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, evaluating the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you make the best choice for your financial situation in .

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2025 Loan Limits and Down Payment in Lewisboro, Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional $1,089,300 3%

USDA and FHA Options in Lewisboro, NY

Lendersa® aims to swiftly secure the best USDA or FHA loan for you. Select from three starting points to connect with matching lenders and USDA programs.

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What is a USDA Loan in NY?

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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