USDA Vs. FHA your options comparison in North-Salem, Westchester County, NY

In 2025, USDA loan limit in North-Salem, county of Westchester, NY is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Salem, county of Westchester, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in North-Salem, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hard Money Lending Florida
  • 8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
  • Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.
  • Swift Lending
  • 902 Clintmoore Rd #220, Boca Raton, FL, 33487
  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
  • www.Propertysource.app
  • 7374 south Tamaimi Trail, Sarasota, FL, 34231
  • Out PropTech Company is revolutionizing real estate with a white-label off-market platform. We've partnered with 300+ executives to offer exclusive inventory to top lenders, and pre-approved Loan referrals giving them a competitive advantage in the industry. Our team delivers seamless and efficient experiences, utilizing technology and industry exp
  • Mortgage 1st Lending LLC
  • 2009 Pickard Lane, North Port, FL, 34286
  • At Mortgage 1st Lending LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • FAB&T
  • 600 W Main St, Jacksonville, AR, 72076
  • FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.
  • Arkansas Federal Credit Union
  • 2424 Marshall Rd, Jacksonville, AR, 72076
  • "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans. Arkansas Federal is an equal opportunity employer."
  • Templeton Savings Bank
  • 103 S Main St, Templeton, IA, 51463
  • Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
  • Kearney Trust Company
  • 310 West 92 Highway, Kearney, MO, 64060
  • Kearney Trust Company commit to consistently strive to uphold integrity, trust and exemplary service. We promise to engage in a continuous pursuit in the creation of an atmosphere in which the company can prosper and profit while serving the needs of the community and customers. Our first location was on the southwest corner of Washington.
  • Dream Coast Mortgage Corporation
  • 2525 Hobblebrush Drive, North Port, FL, 34289
  • At Dream Coast Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • United Mortgage Advisors, Inc.
  • 5755 Van Camp St, North Port, FL, 34291
  • United Mortgage Advisors is a family owned and operated independent mortgage brokerage serving the state of Florida. We are devoted to offering low rates and fees, along with outstanding customer service, state of the art technology, and quick approvals. Located in North Port, serving the entire state of Florida