USDA VS FHA in Bedford-Hills, Westchester County, NY

In 2025, the USDA loan limit for Bedford-Hills in Westchester county, NY, is set at $0. In contrast, the FHA loan limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and check the required income, credit, reserves, and documents for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, allowing you to determine which program in best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Bedford-Hills, Westchester County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Bedford-Hills, NY

Lendersa® is dedicated to providing the best USDA or FHA loan efficiently and with ease. Choose from three starting points to connect with lenders and explore available USDA loan programs.

Results from Lendersa USDA loan requests

Overview of USDA Loan in NY

The USDA home loan, backed by the government's Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
  • TWIN TIER MORTGAGE
  • 108 Lake Street, Elmira, NY, 14901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Green Knight Funding
  • 600 Loring Ave Suite #5, Swampscott, MA, 01907
  • We’re not just a lender—we’re a partner. We are a family-owned private real estate lending firm based in Salem, Massachusetts. With an expert, in-house team of appraisers, lawyers, technical specialists and real estate investors, we’ve supplied entrepreneurs, businesses and real estate developers with millions of dollars in commercial debt and equi
  • 4MyCash
  • 7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
  • 4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073
  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
  • Greater Salem Employees Federal Credit Union
  • 10 Colonial Road, Suite 1A, Salem, MA, 01970
  • GSEFCU can also put the “person” back in personal banking. Greater Salem Employees Federal Credit Union is a nonprofit, locally owned and operated by its members to encourage savings and to provide funds for members’ needs at competitive rates.Members participate in the GSEFCU by electing a Board of Directors, and these officers set credit union.
  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970
  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers