In 2025, the USDA loan limit for Bedford, situated in Westchester county, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Bedford, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Bedford, NY
Lendersa® strives to quickly provide the best USDA or FHA loans without complication. Choose from one of three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture and also termed a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not demand any down payment.
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