USDA Vs. FHA your options comparison in Malone, Franklin County, NY
In 2025, the USDA loan limit in Malone, within the county of Franklin, NY, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates. Discover the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loan options collaboratively, helping you choose the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Malone, Franklin, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Choices in Malone, NY
Lendersa® strives to connect you with the ideal USDA or FHA loan efficiently and hassle-free. Choose from one of three pathways to align with matching lenders and explore USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans demanding at least a 3.5% down payment, the USDA mortgage requires none, offering significant advantages for rural borrowers.
26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691
At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
26522 La Alameda, Suite 200, Mission Viejo, CA, 92691
Dej Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices. Our main focus is on personalizing your loan to fit your needs. A mortgage is the biggest financial commitment you can make, and our expertise and dedication to customer service will give you complete confidence
SJ&B Mortgage is located in Mission Viejo, California. We pride oursellves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan.
27201 Puerta Real, Suite 300, Mission Viejo, CA, 92691
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
26522 La Alameda, Suite 395, Mission Viejo, CA, 92691
Accelerated Funding Government Loans Inc founded in 1985 California and Nevada Home Loans and also Accelerated Funding offers FHA, VA, and Conventional Fixed and Adjustable Rate Loans for Purchase and Refinance transactions.FHA, VA, and Conventional Fixed and Adjustable Rate Loans.
26381 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
California Coastal Loans is a company on a mission to create an environment of trust, ethics and care for our clients. Our core belief is that if you treat your client exactly the way you would want to be treated, you are building a foundation for a lasting relationship. Founded in 1999
Cash Saver Loans - is a direct mortgage lender based in California. We are committed to providing the best possible mortgage solutions for your home purchasing and refinancing needs. Dealing with a direct lender, you can by-pass a broker and the broker-related fees they charge. We also process our loans in-house thereby avoiding 3rd party.