In 2025, the USDA loan limit for Saranac, in the county of Clinton, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the income, credit, reserves, and necessary documents for qualifying. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the appropriate program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® seeks to efficiently connect you with the best possible USDA or FHA loan, without hassle. Choose one of three starting options to link with lenders and USDA loan programs tailored to your needs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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