FHA Vs. USDA loan program for Saranac, Clinton County, New York

In 2025, USDA loan limit in Saranac, county of Clinton, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Saranac, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(515) 232-1654 1008 miles Lender's profile and map Reviews River Valley Credit Union IA 2811 East 13th Street, Ames, IA, 50010 We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!
(515) 232-5561 1008 miles Lender's profile and map Reviews First National Bank, Ames, Iowa 405 5th Street, Ames, IA, 50010 First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.
(800) 574-8123 1008 miles Lender's profile and map Reviews Vision Bank of Iowa 104 Chestnut, Ames, IA, 50010 VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
(515) 233-8228 1008 miles Lender's profile and map Reviews Howell Investment Finance 510 S. 17th St, Suite 101 D, Ames, IA, 50010 Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.
(800) 296-9064 1008 miles Lender's profile and map Reviews Greater Iowa Credit Union 801 Lincoln Way, Ames, IA, 50010 GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.At GICU, about helping our members reach their financial goals and want to see them succeed.
(660) 665-6161 1009 miles Lender's profile and map Reviews Northeast Missouri State Bank 600 South Baltimore, Kirksville, MO, 63501 The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
(660) 665-7766 1009 miles Lender's profile and map Reviews Bank of Kirksville 214 S Franklin St, Kirksville, MO, 63501 The Bank of Kirksville began as the wishful dream of a group of men sitting in the back room of the Adair County Miner's Bank of Connelsville. They dreamed of a bank with friendly service, sound financial advice, and a mission to give back to the community around them. With these ideals in place the Bank of Kirksville was issued a state charter.
(660) 665-3494 1009 miles Lender's profile and map Reviews Alliant Bank 201 S Baltimore St, Kirksville, MO, 63501 Alliant Bank strongly believes we are partners with our communities. Helping those in our communities pursue their dreams is what we are all about. Our goal is to be the place you come to when you set out to achieve your dreams. No matter what you are trying to achieve; buying a new home
(660) 665-7703 1009 miles Lender's profile and map Reviews Connections Bank 2817 N Baltimore, Kirksville, MO, 63501 We believe in providing quality service beyond what is traditionally expected. At Connections Bank, you are guaranteed to find friendly customer service representatives to assist you with your lending and savings. We have an experienced lending staff offering a wide range of both consumer and commercial loan products.
(256) 381-4800 1009 miles Lender's profile and map Reviews Valley Credit Union, Alabama 200 E 6th Street, Tuscumbia, AL, 35674 Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
(507) 893-3155 1009 miles Lender's profile and map Reviews First Financial Bank in Winnebago 1 Main Street South, Winnebago, MN, 56098 First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.