USDA VS FHA in Brasher, St. Lawrence County, NY

In 2025, the USDA loan limit for Brasher, located in St. Lawrence, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare today's best USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Brasher, St. Lawrence, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Brasher, NY

Lendersa® aims to provide the best USDA or FHA loans quickly and without hassle. Choose one of three starting methods to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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