USDA Vs. FHA Pro and Con comparison in Brasher, St. Lawrence County, NY

In 2025, the USDA loan limit for Brasher, located in St. Lawrence, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare today's best USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Brasher, St. Lawrence, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Brasher, NY

Lendersa® aims to provide the best USDA or FHA loans quickly and without hassle. Choose one of three starting methods to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Streamline Mortgage Corporation
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  • At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
  • Seacliff Mortgage
  • 9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
  • With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
  • MakeWay Mortgage Inc.
  • 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
  • We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
  • Family Smart Homes
  • 19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
  • Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
  • Pacific Shores Financial
  • 20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
  • Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
  • Sahakian Arvin
  • 9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
  • Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
  • Seacliff Mortgage
  • 9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
  • SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
  • Carpe Diem Mortgage
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  • Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.
  • Trans World Financial
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  • Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.
  • Pacific City Financial
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  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, and mortgages. Michael Robbins, our founder, has 29 years experience in the financial and mortgage lending industry. As a licensed broker and mortgage lending professional
  • Mille Mortgage Inc.
  • 9631 Flower St, Suite 101, Bellflower, CA, 90706
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  • Global Interest Funding
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  • Global Interest Funding is an independent mortgage firm, our principal has over 22 years of experience in the mortgage industry. Helping our clients with variety of loan programs that best for their needs. We work with the leading lenders in the industry to provide FHA Home Loan, VA Home Loan, Conventional Home Loan.