USDA Loan Vs. FHA loan for Marcellus, NY [Onondaga County ]

In 2025, the USDA loan limit in Marcellus, located within Onondaga county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the most suitable option for your financial situation in .

Exploring USDA and FHA Loan Options in Marcellus, NY

Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Start by selecting one of three options that align you with lenders and USDA loan programs.

Results from Lendersa USDA loan applications

Understanding USDA Loans in NY

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment at all.

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(260) 897-3361 Lender's profile and map Reviews Community State Bank (Avilla, IN) 802 E Albion St, Avilla, IN, 46710 Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.
(800) 475-6328 Lender's profile and map Reviews ValleyStar Credit Union 35 Dupont Rd, Martinsville, VA, 24112 ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
(616) 336-3490 Lender's profile and map Reviews Intandem Credit Union 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505 Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
(877) 350-0007 Lender's profile and map Reviews Heartland Home Mortgage 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508 Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
(260) 637-5546 Lender's profile and map Reviews Farmers and Merchants Bank PO Box 158, Laotto, IN, 46763 Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
(260) 463-7500 Lender's profile and map Reviews Farmers State Bank LaGrange, IN 516 S. Detroit St, Lagrange, IN, 46761 Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
(269) 651-9345 Lender's profile and map Reviews Sturgis Bank & Trust 113-125 East Chicago Road, Sturgis, MI, 49091 Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.
(616) 774-9160 Lender's profile and map Reviews Brendan O'Driscoll 214 Fulton St, Grand Rapids, MI, 49503 Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
(937) 833-2176 Lender's profile and map Reviews The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(937) 783-2451 Lender's profile and map Reviews The First National Bank of Blanchester 121 East Main Street, Blanchester, OH, 45107 The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.
(269) 459-1777 Lender's profile and map Reviews Community Promise Federal Credit Union 1313 Portage Street, Kalamazoo, MI, 49001 We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
(269) 382-7800 Lender's profile and map Reviews Kalsee Credit Union 2501 Millcork St., Kalamazoo, MI, 49001 Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.