USDA Loan Vs. FHA loan for Marcellus, NY 2026

In 2026, the USDA loan limit in Marcellus, located within Onondaga county, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the most suitable option for your financial situation in .

Exploring USDA and FHA Loan Options in Marcellus, NY

Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Start by selecting one of three options that align you with lenders and USDA loan programs.

Results from Lendersa USDA loan applications

Understanding USDA Loans in NY

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment at all.

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(419) 381-2323 Lender's profile and map Reviews Educational Community Alliance CU 3845 Angola Road, Toledo, OH, 43615 Educational Community Alliance Credit Union is the financial partner for Toledo educators, administrators, and staff. Similar to banks, you’ll find offerings like car loans, credit cards, and checking accounts; however, unlike big banks, we serve the Toledo educational system exclusively and are not-for-profit. Instead of answering to
(740) 927-4956 Lender's profile and map Reviews The Pataskala Banking Company 354 S. Main St., Pataskala, OH, 43062 The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio. Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala
(419) 396-6071 Lender's profile and map Reviews Carey Poverello Federal Credit Union 201 North Vance Street, Carey, OH, 43316 The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
(800) 786-0945 Lender's profile and map Reviews Sun Federal Credit Union 1627 Holland Road, Maumee, OH, 43537 Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
(419) 887-1000 Lender's profile and map Reviews Glass City Federal Credit Union 1340 Arrowhead Drive, Maumee, OH, 43537 Glass City Federal Credit Union has been proudly serving the Northwest Ohio community since 1947.Currently, Glass City provides optimum financial services to over 26, 000 members, and more than 200 businesses, organizations, and associations in the region. With five full-service branch locations in Maumee, Toledo, and Bowling Green,
(844) 964-9467 Lender's profile and map Reviews Your Mortgage Group LLC 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537 YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
(567) 331-8414 Lender's profile and map Reviews Capital Home Loans LLC 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537 Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
(419) 725-7376 Lender's profile and map Reviews Savage Mortgage Services, Ltd 655 Beaver Creek Circle, Maumee, OH, 43537 Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.
(419) 720-3900 Lender's profile and map Reviews Waterford Bank 3900 N McCord Rd., Toledo, OH, 43617 Waterford Bank was founded by three individuals who together have more than 100 years of banking experience. From the beginning, Waterford chose to differentiate itself: The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.
(740) 382-8231 Lender's profile and map Reviews Fahey Bank 127 North Main Street, Marion, OH, 43302 Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
(740) 389-9960 Lender's profile and map Reviews Pillar Credit Union 300 Barks Rd, Marion, OH, 43302 Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.
(207) 945-6264 Lender's profile and map Reviews Changing Seasons FCU 115 Mecaw Road, Hampden, ME, 04444 People often say the only constant in life is change. But as a member of Changing Seasons Federal Credit Union, you’ve got another constant: us. We’re here to help you embrace whatever life brings your way, with the financial products you need, the ease of access and mobile technology you want, and the personal service you deserve.