USDA Vs. FHA Pro and Con comparison in Onondaga, Onondaga County, NY
For 2025, the USDA loan ceiling in Onondaga, located in Onondaga county, NY, is $336,500, whereas the FHA maximum for a single-family home is $472,030.
Using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates, helping you ascertain the income, credit, reserves, and necessary documentation to qualify. Our state-of-the-art mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, facilitating your decision-making for the most appropriate program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Onondaga, Onondaga, NY
Loan Type
Max Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Onondaga, NY
The mission of Lendersa® is to quickly and efficiently secure you the optimal USDA or FHA loan. Choose from three starting strategies to match with lenders and discover USDA loan arrangements.
The USDA home loan, secured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering a distinctive advantage.
At Jack Daniel Employees’ Credit Union. Founded in 1977, Jack Daniel Employees’ Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members. Credit unions were formed with one concept in mind, “people helping people”. This simple idea created an enormous movement.
The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability
Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.
The Williamson County Catholic Credit Union is a member owned financial cooperative.
We serve the Catholic communities in Williamson County by providing competitive loans and savings in a friendly atmosphere while maintaining long term financial stability.
St. Joseph's Credit Union of Marion was chartered on November 3, 1952
BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.
Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
