For 2026, the USDA loan ceiling in Onondaga, located in Onondaga county, NY, is $336,500, whereas the FHA maximum for a single-family home is $472,030.
Using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates, helping you ascertain the income, credit, reserves, and necessary documentation to qualify. Our state-of-the-art mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, facilitating your decision-making for the most appropriate program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Onondaga, Onondaga, NY
Loan Type
Max Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Onondaga, NY
The mission of Lendersa® is to quickly and efficiently secure you the optimal USDA or FHA loan. Choose from three starting strategies to match with lenders and discover USDA loan arrangements.
The USDA home loan, secured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering a distinctive advantage.
Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.
"Our mission is to build the world’s best homebuying experience.
Buying a home doesn’t have to feel complicated. Our simplified approach helps you search, buy, and move in—all without having to stumble through the traditional process. To make everything easier, we brought our local experts together,"
Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
Wallingford Mortgage Services Inc was born in 2003, the same year as my son. We named the company after the neighborhood of Seattle that we live in. A Mom and Pop shop, literally. I was our loan officer and my wife was our processor. We started our business not just to make more scratch.
7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working
Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services
425 Pontius Avenue N, Suite 450, Seattle, WA, 98109
Lakeview Mortgage prides itself on rendering the highest caliber of services with timely responsiveness to clients. We are uniquely poised to provide comprehensive services in relation to purchasing/refinancing your primary residence, second home or investment property. Lakeview Mortgage was opened in 2003.
We offer highly competitive home loans, refinancing options and more to the greater Puget Sound area. We are the most interactive real estate lending company in the Northwest, striving for industry transparency through resourceful education. brokers and lenders, we offer highly competitive home loans, refinancing options.
