In the year 2026, the USDA loan limit in the city of Marlboro, located in Ulster County, NY, is $336,500, whereas the limit for FHA loans on a single-family home is $472,030.
Utilize Lendersa®’s USDA loan calculator to evaluate today’s top rates for USDA versus FHA loans. Determine the income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program available in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Marlboro, Ulster, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Marlboro, NY
Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. You can start with one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is accessible only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
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Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
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