USDA Vs. FHA your options comparison in Marlboro, Ulster County, NY

In the year 2025, the USDA loan limit in the city of Marlboro, located in Ulster County, NY, is $336,500, whereas the limit for FHA loans on a single-family home is $472,030.

Utilize Lendersa®’s USDA loan calculator to evaluate today’s top rates for USDA versus FHA loans. Determine the income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program available in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Marlboro, Ulster, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marlboro, NY

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. You can start with one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

The USDA home loan, supported by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is accessible only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership. Family owned and operated with over 20 years experience. Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"
  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family
  • Gain Equity Mortgage
  • 1311 Canal Street, Mulberry, FL, 33860
  • The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
  • We Save Loans
  • 554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
  • "We are your local mortgage heroes! We are a team of problem-solvers. Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home. As a local mortgage broker, we access to all loan options on the market for you. We are not restricted to only a handful of programs."
  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
  • The First National Bank at St. James
  • 202 1st Avenue South st., Saint James, MN, 56081
  • First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
  • Jet Real Estate
  • 97 S Sewalls Point Rd, West Palm Beach, FL, 34996
  • Discover unparalleled real estate services with Jet Real Estate, led by Jamison Troutman. Specializing in residential and commercial investment properties dynamic market, we provide personalized approaches tailored to your needs. From 1-4 unit multi-family investment properties to $100 Million commercial property our expert team ensures seamless, s
  • AnnieMac Home Mortgage - Scott Kepler
  • 2918 Busch Lake Blvd, Suite A, Tampa, FL, 33614
  • We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.